The Financial Conduct Authority
Whisky casks and physical gold are not regulated investments. Their sale sits outside the Financial Conduct Authority’s remit, and we are not authorised by it.
Capital at risk. Physical gold and whisky casks are not regulated investments. The value of investments can go down as well as up. Past performance is not a guide to future performance.
About Oak & Mason
Who we are, the rules we work to, and who looks after what you buy. The company’s registration can be checked at Companies House.
Company no.
14960471
Director
Max Baker
Incorporated
2023
We sell Scotch whisky casks and Royal Mint gold coins to UK savers. Every sale follows three rules, and each rule leaves you a document to hold us to it.
Price and fees
The price, the storage and insurance, and the fee when you sell are all set out in your quote before you pay anything.
Your written quote
Ownership
Your cask is recorded in your name by a bonded warehouse in Scotland. Your gold is allocated to you in a London vault, or delivered to your door. Neither is held as an asset of ours.
A delivery order, or an allocation receipt
Advice
A recommendation names specific casks or coins with their prices and fees. We make no forecast of their value, and whether they suit you is for you, or an independent financial adviser, to judge.
Your written recommendation
You pay us, and what you buy is held by someone else: a bonded warehouse for a cask, a London vault for coins. They record it in your name; we keep the record in your account and act on your instructions.
Whisky casks
You
Agree the written quote and pay for the cask
Oak & Mason
Allocates your cask from our stock and instructs the warehouse to record you as its owner
A bonded warehouse in Scotland
Records you as the owner and holds the cask under bond, insured, until you sell it or have it bottled
You receiveA delivery order in your name
UK gold
You
Agree the written quote and pay for the coins
Oak & Mason
Allocates your coins and has the vault hold them in your name, or sends them to you
A London vault
Holds the coins allocated to you by name, apart from other customers’ holdings, insured
You receiveAn allocation receipt, or the coins at your door
Your cask would stay at the warehouse, recorded in your name, and your coins would stay allocated to you at the vault. Neither is an asset of ours: the warehouse or the vault would deal with you, or with an appointed administrator, to release what is yours.
Who you speak to
Director, Oak & Mason Ltd
Max founded Oak & Mason to make it simple and transparent to invest in alternative assets such as Scotch whisky casks and UK gold. That means every price and fee in writing before you commit, and what you buy recorded in your name, not ours.
Where a purchase from us sits, and where to go if something goes wrong.
Whisky casks and physical gold are not regulated investments. Their sale sits outside the Financial Conduct Authority’s remit, and we are not authorised by it.
The Financial Ombudsman Service does not handle complaints about these sales, and the Financial Services Compensation Scheme does not cover them. Your statutory consumer rights still apply.
We do not give personal financial, tax or legal advice. For advice on whether a cask or gold suits you, speak to an independent financial adviser.
Email admin@oakandmason.co.uk or write to our registered office. We acknowledge a complaint within two working days and aim to resolve it within fifteen.
The firm, on the record
Oak & Mason Ltd is a private company registered in England and Wales. Its officers, filings and registered office are public.
Oak & Mason Ltd at Companies HouseOak & Mason Ltd
Companies HouseCompany no. 14960471
Registered in England and Wales
Max Baker, the director of Oak & Mason Ltd. The company’s officers and filings are public at Companies House.
Our registered office is at 1 Allied Business Centre, Coldharbour Lane, Harpenden, AL5 4UT. We answer the phone and email Monday to Friday, 9am to 6pm, and on Saturdays by appointment. Your cask can be visited at its warehouse, also by appointment.
Yes. The bonded warehouse confirms ownership of your cask in writing on request, and the vault’s allocation receipt lists your coins against your name. You can visit your cask by appointment, or ask for your coins to be sent to you.
A fifteen-minute call with a member of the team, without obligation. We answer your questions; the decision remains yours.
