Two physical things UK investors can own in their own name, both tax-free under HMRC’s normal rules. We sort the sourcing, the storage, the insurance and the paperwork. You see what you own and what it is worth, in one simple account. Start from £1,200.
Casks: no Capital Gains Tax. Coins: no CGT, no VAT. These are HMRC’s own long-standing rules, not loopholes. The numbers are the numbers, and we put them on every page.
Tax rules can change and how they apply depends on your personal circumstances.
A whisky cask is a wooden barrel of new-make spirit, sat quietly in a bonded warehouse in Scotland, slowly turning into Scotch. The longer it sits, the rarer and (usually) more valuable it gets. We source casks from working Scotch distilleries, store them in HMRC-bonded warehouses, and look after the paperwork. You own the cask itself.
Gold Sovereigns and Britannias are coins minted by The Royal Mint. They are legal tender, which is what makes them tax-friendly. We buy them at competitive prices, store them in a London vault that is approved by the LBMA (the body that sets the standards for the gold industry), and insure them while they are there. Or, if you would rather, we deliver them to your door.
About ten minutes online. We need ID, your address and proof of funds, then you’re in. No interviews, no “qualifying” questions, no waiting for someone to call you back.
Browse what’s available, see the prices, see the fees. Buy a single coin or a whole cask. Pay by bank transfer, credit card or debit card, the way you’d pay for anything else.
Your cask goes to a Scottish bonded warehouse with your name on it. Your gold goes to the London vault, or to your door. When you want to sell, message us and we sort it.
Whisky casks live in HMRC-bonded warehouses in Scotland, the same kind the distilleries themselves use, under HMRC oversight. Your gold lives in an LBMA-approved London vault, allocated specifically to you and fully insured. If you’d rather hold the gold yourself, we’ll deliver by insured courier, signed for, tracked the whole way. Storage and insurance are on us for the first year, then a flat annual fee shown up front.
UK investors who wanted something physical alongside cash and shares. Here are four of them.
“I’m not an investor, I’m a primary school teacher. I had some money sitting in an ISA earning almost nothing and I’d always fancied owning a cask. The Oak & Mason team explained everything in normal English, sent me the warehouse paperwork with my name on it, and that was that.”
“My dad always said keep a bit in gold. I had no idea where to start, the websites all looked dodgy. These guys were patient, the prices were clear, and they posted the coins to me by insured courier. I keep them in a small safe at home.”
“I’m 58, I have a workplace pension and not much else. I split £15,000 between a starter cask and some Sovereigns. I check the dashboard about once a month. It feels less abstract than my pension, which I find oddly reassuring.”
“I started with £1,200 in Sovereigns just to see how it worked. No pressure, no upselling, the coins arrived four days later. I’ve added a few more since.”
Yes, in the ways that count. What you buy is real, allocated to you specifically, stored in regulated facilities, and insured. Your cask sits in an HMRC-bonded warehouse with your name on the delivery order; your coins are allocated to you in an LBMA London vault. If we vanished tomorrow, you’d still own them (more on that in question 6). Prices can fall, of course, and that risk sits with you, not us.
For whisky, you get a Delivery Order from the bonded warehouse with your name on it. The warehouse, which is independent of us, holds the cask in your name. For gold, your coins are recorded on the LBMA-approved vault’s allocation register against your name and serial number. Or you take delivery and they sit in your house. Either way, it is not pooled and it is not on our books.
The minimum entry is £1,200, which is roughly three Sovereigns or a starter cask position. A starter (fractional) cask begins at £2,500. A full cask starts at £25,000. Three Sovereigns is enough to open the door.
You message us, we find a buyer (usually within a few weeks for gold, a bit longer for casks because they are individual items), and the cleared funds are paid to your nominated bank account. We charge a small selling fee, shown up front. We find the buyer and walk the paperwork through for you.
Yes. Insured courier, signed-for, tracked. We are happy either way. Most customers leave it in the vault for the insurance, but plenty of people prefer it under their own roof. Your call.
Your assets are not on our balance sheet. Your cask is held in an HMRC-bonded warehouse in your name, on paperwork that is independent of us. Your gold is in an LBMA-approved vault, allocated to you on the vault’s own register. If we ceased trading tomorrow, you would still own your cask and your coins. The warehouse and the vault would simply work with you, or with another administrator, to release them.
Two physical assets, both tax-free under long-standing UK rules. Gold from £1,200, whisky casks from £2,500. Real wealth you can see, hold, and pass on. Open an account in ten minutes, or talk it through with a real person first.
